Return on Investment Calculator
The Sharesight return on investment calculator is a free tool that helps you estimate how long it will take to reach your financial goals based on your investment strategy. It considers factors like your initial investment, regular contributions, expected rate of return, and target amount.
Estimated number of years to achieve your goal
8 years and 3 months
Contributions | $80,000.00 | 7% |
Growth | $588,973.85 | 55% |
Principal | $400,000.00 | 37% |
Year 1 | $450,000.00 |
Year 2 | $505,000.00 |
Year 3 | $565,500.00 |
Year 4 | $632,050.00 |
Year 5 | $705,255.00 |
Year 6 | $785,780.50 |
Year 7 | $874,358.55 |
Year 8 | $971,794.41 |
Year 9 | $1,078,973.85 |
Initial portfolio size
The starting value of your investments when you begin tracking or planning your portfolio's growth.
Annual return
The percentage gain or loss on your investments over a one-year period.
Target portfolio value
The specific amount of money you aim for your investments to reach to meet your financial goals.
Contribution
A regular deposit of money at chosen frequency you make into your investments to grow your portfolio.
Estimated time to achieve goal
The projected number of years it will take to reach your target portfolio value based on contributions and expected investment returns.
Growth
Total increase in portfolio value resulting from investment returns (like dividends, currency and capital gains).
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Free
$0
Forever
Starter
$12
NZD per month
billed annually
$16 NZD billed monthly
Investor
$29
NZD per month
billed annually
$38.67 NZD billed monthly
Expert
$49
NZD per month
billed annually
$65.33 NZD billed monthly
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Over 400,000+ investors track their investments with Sharesight. Here’s what a few of them have to say:
Return on investment calculator FAQ
How do I use the calculator?
- Visit the calculator page.
- Input your current investment balance (if any).
- Enter your regular contribution amount (e.g., weekly, monthly, quarterly).
- Specify your expected annual rate of return (as a percentage). Be realistic!
- Enter your target amount or goal.
- Click "Calculate."
What information do I need to use the calculator?
You'll need the following information:
- Current investment balance (if applicable)
- Regular contribution amount
- Expected annual rate of return
- Target amount
Is the calculator free to use?
Yes, the Sharesight investment calculator is a free tool.
What does the "rate of return" mean?
The "rate of return" is the estimated annual percentage return you expect on your investments. It's crucial to use a realistic rate of return. Overly optimistic assumptions can lead to inaccurate projections. Consider researching historical market performance and consulting with a financial advisor if needed.
Can I use the calculator for different investment types?
Yes, the calculator can be used for various investments, including stocks, bonds, ETFs and managed funds. However, remember that the rate of return is a crucial input, and you should adjust it based on the specific investment type and its associated risk.
How accurate are the results?
The results are estimates based on the information you provide. Actual investment returns can fluctuate, and market conditions can change, which could significantly impact the time it takes to reach your goal. The calculator provides a projection, not a guarantee.
Can I save my calculations?
The calculator itself doesn't offer a save function. You can, however, take a screenshot or manually record the results for your reference.
What if I don't have a current investment balance?
You can leave the "Current Investment Balance" field as zero.
What if I don't contribute regularly?
You can leave the "Regular Contribution" field as zero. The calculation will then be based solely on your initial investment (if any) and the rate of return.
Can I compare different scenarios?
Yes, you can easily compare different scenarios by changing the input values (e.g., rate of return, contribution amount, target amount) and recalculating.